How to Best Deal With a Property Claim Adjuster After a House Fire
While experiencing a house fire is typically heartbreaking, if you know how to bargain with a property claim adjuster, you can successfully reduce your damage. First off, it is crucial to realize that adjusters represent the insurance carrier, not you. That means the interests of the company come first for them – and those […]
Why Water Damage is One More Big Thing to Worry About After a House Fire
No homeowner or business owner ever wishes to face the devastation of a fire, a calamity fraught with uncertainty, frustration, and anxiety. However, the aftermath often reveals an additional concern: “water damage after a house fire,” amplifying the complexity of recovery beyond just the initial flame damage. Many individuals might not be aware that water […]
Everything You Need to Know About Electrical House Fires
There are about 46,700 electrical fires per year, according to a study by the National Fire Protection Association (NFPA) which has found that faulty electrical work is the second most common cause of residential fires. So are you at risk? And what can you do to protect yourself and your family from a house fire […]
How Dangerous is the Aftermath of a House Fire?
A house fire can be disastrous. The truth is both your health and your property can be destroyed by fire. Once the dust settles and you’re left with the aftermath, you may be faced with a daunting question – how do I rebuild my home or how to sell a fire-damaged house? For example, […]
What is the Typical House Fire Insurance Payout?
A horrific occurrence like a house fire can ruin your belongings and leave you and your loved ones inconsolable. When a frightening event like a house fire occurs, concerns about insurance coverage and payment can be overwhelming. However, it’s important to understand the typical payout process for fire insurance. Here’s what you need to know. […]
The Top 5 Reasons a House Fire Claim May be Denied in 2023
You just went through a house fire. Your house is in poor condition, and your possessions are gone. After properly filing your insurance claims, you discover that your insurer has underpaid or rejected your claim. You had hoped that your insurance, which you have been paying into for years, would at least kick in and […]
How to Keep a Bonfire or Campfire from Spreading & Damaging Your House
Annually, the United States allocates roughly $3 billion towards extinguishing fires within its parks and forests, highlighting the significant challenge house fires pose in both urban and rural areas. This underscores the importance of understanding how to keep a bonfire from spreading, as part of broader fire management efforts. The National Park Service estimates […]
What You Need To Know About Chimney Fires As Temperatures Grow Colder
Chimney fires can do a lot of interior damage not just to chimneys but also to the surrounding house – especially if it is a big fire. However, not all chimney fires are large and conspicuous; many begin, burn for a brief period of time, and then extinguish themselves. These fires that you may not […]
What Happens During a House Fire?
So what exactly happens during a house fire? A little flame can grow into a large fire that destroys a house and endangers the lives of the occupants in as little as 30 seconds. That’s a big reason why experts say that more Americans each year are killed in fires than in all other natural […]
Holiday Season a Dangerous Season for House Fires
Holiday house fire incidents peak on Thanksgiving Day, with the U.S. Fire Administration noting nearly a twofold increase in open-flame fires on Christmas and New Year’s Day. Even worse, Christmas fire fatalities and property loss are both 34% more than typical. Lights, candles, greenery, and other bright decorations are all part of the holiday […]