What is the Typical House Fire Insurance Payout?

  A horrific occurrence like a house fire can ruin your belongings and leave you and your loved ones inconsolable. The last thing you probably want to be concerned about following such a terrifying incident is whether or not you have enough fire insurance to cover the damages – and if your insurance company is […]

The Top 5 Reasons a House Fire Claim May be Denied in 2023

  You just went through a house fire. Your house is in poor condition, and your possessions are gone. After properly filing your insurance claims, you discover that your insurer has underpaid or rejected your claim. You had hoped that your insurance, which you have been paying into for years, would at least kick in […]

Will My Homeowners Insurance Policy Cover Wildfire Damage?

  Experts say that large portions of the Southwest, Midwest, and Western United States are all experiencing severe drought conditions. That means the risk of wildfire is increasing for many people. According to Verisk Analytics, a data analytics firm that evaluates insurance risk, more than 4.5 million houses in the United States have been classified […]

What You Need to Know About Filing Partial Loss House Fire Claims

  Fires that cause damage to a home but do not totally destroy it present unique insurance claim problems. Because the house has only been partially demolished, these claims are frequently referred to as “partial losses.” Here are some tips you can use to ensure you get maximum reimbursement from partial loss house fire claims.  […]

How a House Fire Impacts Insurance Rate

  One of the biggest concerns of those who have suffered a house fire or are worried about suffering one is how the fire will impact their insurance rate. Unfortunately, the answer is if you suffer a house fire, you can expect the impact on your rate to be significant. According to new research, the […]

What Does Homeowners Insurance Cover After a House Fire?

  In the US, fire departments respond to a call every 24 seconds – many of these calls are for house fires. Hopefully, your home will never be the reason for one of these house fire calls but if it is, or if you are just worried about what might happen if your home did […]

Factors That Affect House Fire Insurance Payouts

If you have suffered a house fire there are several factors that could affect the size of the payout you receive from your insurance company. For instance, the cause of the fire can be an important factor as well as how much damage was sustained in the fire. One of the biggest factors affecting house […]

How to Get the Best Insurance Settlement Following a House Fire

The aftermath of a house fire can be a very stressful time. One of the most common worries of homeowners during this period is the insurance settlement. You may wonder what the final settlement amount may be and if there is anything you can do to guarantee a better amount. Likewise, you might also worry […]

What Happens if a House You’re Renting Burns Down?

The number of renters in the United States is on the increase. Currently, there are approximately 44.1 million home renters and due to the recent pandemic and other factors that number is climbing steadily. If you are one of the many people who are renting their home today you may have several questions and concerns […]