What You Should and Should Not Say to a House Fire Insurance Adjuster
The insurance settlement process after a house fire can go a lot of different ways. It can be easy, or it can be complex. To help ensure the process works out in your favor, there are certain things you should and should not say to a house fire insurance claims adjuster. What you should say […]
Do I Still Owe My Mortgage if My House is Destroyed by Fire?
If your house is destroyed by fire, you may still owe your mortgage, depending on your specific circumstances and the terms of your mortgage contract. Generally, when you take out a mortgage to purchase a home, you agree to repay the loan over a set period of time, typically 15 to 30 years. The […]
How to Ensure Your House Fire Claim Receives the Biggest Possible Payout
Many homeowners make mistakes with their house fire claims that end up costing them money. In this article, we are going to take a closer look at house fire claims, the common reasons they are denied, and what you can do to ensure the best possible payout. What is a house fire claim? A […]
Does Your Homeowners’ Insurance Policy Cover House Fire Damage?
Are you wondering whether your homeowners’ insurance policy will cover house fire damage? In most instances, yes, your homeowners’ policy does cover house fire damage. However, it is up to you to understand the policy’s house fire damage clauses and ensure your property insurance is as good as it should be. Let’s take a […]
How to Best Deal With a Property Claim Adjuster After a House Fire
While experiencing a house fire is typically heartbreaking, if you know how to bargain with a property claim adjuster, you can successfully reduce your damage. First off, it is crucial to realize that adjusters represent the insurance carrier, not you. That means the interests of the company come first for them – and those […]
What is the Typical House Fire Insurance Payout?
A horrific occurrence like a house fire can ruin your belongings and leave you and your loved ones inconsolable. When a frightening event like a house fire occurs, concerns about insurance coverage and payment can be overwhelming. However, it’s important to understand the typical payout process for fire insurance. Here’s what you need to know. […]
The Top 5 Reasons a House Fire Claim May be Denied in 2023
You just went through a house fire. Your house is in poor condition, and your possessions are gone. After properly filing your insurance claims, you discover that your insurer has underpaid or rejected your claim. You had hoped that your insurance, which you have been paying into for years, would at least kick in and […]
Will my homeowners insurance policy cover wildfire damage?
Experts say that large portions of the Southwest, Midwest, and Western United States are all experiencing severe drought conditions. That means the risk of wildfire is increasing for many people. Verisk Analytics, a company specializing in insurance risk evaluation through data analysis, has determined that over 4.5 million homes in the United States are considered […]
Common Reasons House Fire Insurance Claims Are Rejected & What to Do if Your Claim is Denied
There are many reasons why a house fire insurance claim may be denied. One of the most common is inadequate, or insufficient, coverage. Insufficient coverage could result from a number of different factors, such as a specific fire type isn’t covered by your policy or your policy only covers damage brought on directly by […]
What You Need to Know About Filing Partial Loss House Fire Claims
Fires that cause damage to a home but do not totally destroy it present unique insurance claim problems. Because the house has only been partially demolished, these claims are frequently referred to as “partial losses.” Here are some tips you can use to ensure you get maximum reimbursement from partial loss house fire claims. […]