How to Find a Buyer for Your Fire Damaged Home Quickly

Selling your house after a fire can be emotionally difficult. You are probably already busy settling insurance claims, finding temporary housing, and just generally feeling overwhelmed with loss. For these reasons, most people just want to sell their fire damaged home quickly and move on . . .

. . . but of course, you have to find someone who is interested in buying a home with fire damage in the first place. Let’s face it, a fire damaged home for sale is sadly a deal-breaker for most homebuyers, as they tend to already be stressed out, superstitious, and nervous enough in general to begin with.

Even if the property has been fully remodeled and landscaped, once they hear that this is a fire damaged home for sale that they’re standing in, most will scatter. Fortunately, chancing your fire damaged property on the real estate market is not the only option you have.

Don’t Waste Time Trying to Sell a Fire Damaged Home to the General Public

There are motivated homebuyers who are constantly looking to buy fire damaged homes for sale with cash. Homebuyers who buy fire damaged houses with cash are your best choice because there’s no financing options to cause further delays. You can sell your house after a fire in as little as a week through cash homebuyers as opposed to going through months of negotiations (with the potential to fall through).

Other benefits of using a professional cash homebuyer include:

• Keeping all the money from the fire damaged home for sale
(no closing costs or realtor fees)

• No further home repairs, saving you even more time and money

Finding a Motivated Cash Homebuyer After a Fire

Real estate agents can also help you find cash homebuyers . . . for a fee. Using classified ads to find a reliable cash homebuyer is another possibility, but it limits you to only local cash homebuyers. You want to appeal to as wide of an audience as possible to find the best deal.

National cash homebuying companies, on the other hand, are generally far more experienced and can have better rates than local buyers. With that said, avoid any homebuying company that asks for money upfront. And if they don’t want to see the house before buying, don’t even bother with them.

We Buy Fire Damaged Houses Across the Nation

We Buy Fire Damaged Houses is a national cash homebuying company that is ready to take all of the risk out of selling your home after a fire. We have been buying fire damaged homes for years and we are interested in buying a home with fire damage from you as quickly as possible without any delays.

Selling your home after a fire doesn’t have to take very long at all and you can still get a good price. Our services include a free consultation, home inspection, cash offer and title check along with taking care of all associated closing costs.

Call 1-800-267-2360 now or take a moment to fill out our online form so that a representative from We Buy Fire Damaged Houses can contact you shortly thereafter.

5 Things to Do After Your House Burns Down

A house fire is never something you’d expect to happen to you and your family, but it’s more common than you’d think. A house fire was reported every 90 seconds in 2016, and that year house fires claimed over 350 thousand residential homes as well. If you or someone you love is dealing with a fire damaged home, here are 5 things that can be done to improve this unfortunate situation.

Finding Temporary Shelter

The most important thing to do after your house burns down is to get temporary shelter.

• Charity Organizations – The American Red Cross and the Salvation Army are two organizations who may be able to help you find temporary housing or shelter.

• Corporate housing – Typically reserved for businessmen on extended stays, corporate housing offers fully-furnished units that can be rented for months at a time. Sometimes your insurance company will help you pay for this expense.

• If this is a widespread natural disaster such as a wildfire, you may be eligible for government assistance. Check with FEMA’s Evacuee Hotel List to see if they can pay for a hotel.

After you’ve found housing, be sure to call us 1-800-267-2360 to learn how we can quickly buy your fire damaged home.

Contacting the Insurance Provider

If you have homeowners’ insurance, you need to contact the insurance provider and make a claim as soon as possible. Making a claim is how you are reimbursed for the damages to your fire damaged home and for any personal injuries as well. Your insurance provider will be able to help cover your daily expenses as well.

• Pay close attention to the “loss of use” provision in your policy. This outlines what you can and cannot spend the insurance money on in the event of an advance claim settlement. If the insurance company gives you settlement money in advance, keep all recipes.

Handling Finances

Important financial responsibilities after your house burns down include:

• Canceling and replacing any credit cards that were lost in the house fire

• Informing your mortgage company of the house fire

• Continuing monthly mortgage payments

Recovering Possessions

Your insurance company will give you money to replace your possessions, though the exact amount depends on your personal property coverage policy. If you don’t have homeowners’ insurance, you can always turn to charity organizations for assistance. You may also want to consider crowdfunding websites as well such as GoFundMe to raise money quickly.

Selling a Home After Fire Damage

Sometimes, instead of paying thousands of dollars to repair a home after a fire, people will sell their damaged home to a cash home buyer instead. We Buy Fire Damaged Houses is a reputable cash home buyer that has been buying homes with fire damage across the country for many years. We also buy other fire damaged property such as condos and lots in addition to buying homes with fire damage.

Call 1-800-267-2360 now to sell your fire damaged home in seven days or less.

Most Common Causes of Residential Fires

A vast majority of house fires start in the kitchen and are a result of cooking accidents. It is very important, therefore, to be prudent and cautious when operating any kind of kitchen appliance that utilizes gas, heat or fire. Routine maintenance and visual inspection of built in appliances like your oven and microwave is a pretty decent method of prevention of residential fires that originate in the kitchen. Also helpful is being aware or the goings on in your kitchen, whether you are the cook or not. Be wary of anything that is left on, and make an effort to mentally check off each thing you have turned on that involves heat, after use. 42% of house fires originate in the kitchen and these fires are the cause of 38% of human injury from fire in their home.

A small percentage (only 4%) of fires starts in the living room or common areas of the home. However, the types of fires that do start here are typically very dangerous and have resulted in 28% of deaths. Similarly, fires that start in the bedroom (7%) cause 25% of home deaths. Furnaces are dangerous if not annually inspected by a technician. In the winter, small, plug-in heaters can also cause residential fires. Make sure when you are using space heaters that they are placed away from loose fabric like curtains or bedding. These and furnaces should both be uncovered and free standing-not touching other items of furniture or clothing and placed out of the way where it will be difficult for them to be knocked about to where they may accidentally make contact with a flammable material.

Inside smoking is the leader in the cause of residential fires and civilian home fire deaths. Most fires start while residents are at home, between the hours of 5pm and 8pm (dinner time). Caution in the kitchen and avoiding smoking inside at night could result in the lessened probability of your house catching on fire!

Flammable liquids and candles are a reoccurring cause of house fires. Flammable liquids like gasoline, solvents and cleaning materials should be kept in a cool, dry storage area, away from anything that might even think about spontaneously combusting into flames. Candles should be carefully maintained and kept away from loose fabric. Never leave a candle burning overnight.

Many fires can be prevented by attentive carefulness but sometimes faulty wiring is to blame. To avoid the cause of fires by poorly engineered electrical wiring, implement regular inspections in your home owner routine.

Fireboxes: Why Have Them and What to Fill Them With

A firebox is something you probably learned about while in elementary school. A fun essay topic reused in kindergarten classes across the nation is, “What Items Would I Save in a Fire?” This is something that is useful for us, as adults to contemplate too. When your house catches fire, there is no telling what the circumstance will be. You may (and hopefully) not be home, to take action to save items which are precious and of significant worth-nonmonetary and monetary alike-to you. A firebox is just what it sounds like. It is a box that is fire resistant and will protect items which are placed within it, from destruction in the event of a fire.

Fireboxes are not difficult to find for purchase and range in price from about $25.00-$300.00. The most basic fireboxes are pretty small, but big enough to store and save documents that are of important nature. A firebox is a great investment for any home owner and is an item that you never want to have use for-but will be of significant value in the event that you do. It is one of those things that you do not want to wish you had, after you realize you needed it, because at that point it is too late and the likelihood of you needing a firebox two times in your life is low.

What sorts of things should you save in the event of a fire? Documents that are legal in nature like marriage certificates, birth certificates, social security cards and insurance policies is a good place to start when considering what you will feel the loss of the most, in the event of a home fire destroying many personal belongings. Dealing with the powers that be, through interactions with government agencies and other bureaucratic departments is something that will not be a welcome distraction on top of all the other logistical issues you will face after a house fire. Do yourself a favor and put into a firebox paperwork and identification that is difficult to replace. Originals of these documents will be safe in a fire box/safe.

Other examples of valuable documents:
– wills
– degrees/certifications
– passport
– medical records (vaccination records)

Family photos are precious, and may have had a place in fireboxes before the time of this mainly digital age. Now, however, it is likely that your photos are stored online or on the hard drive of your computer. A computer back up of your personal networks is a good thing to have in a fire safe but physical photos (unless very old and irreplaceable) may just take up space in a fire box and can easily be saved via more technologically advanced methods.

What to do After a Fire –The First Few Steps

A house fire is traumatic, and is an extremely devastating and stressful experience. A house fire that destroys all of your belongings is especially hard to deal with. Since fires are always unexpected, most people don’t know where to turn afterwards.

In this article we have outlined some of the important steps you should take as soon as possible after a fire, in order to keep stress to a minimum and your finances intact.

Find a Place to Stay
Many evacuees stay with friends or family. Even though you probably aren’t paying your hosts, you may be able to have your insurance company to reimburse them for costs associated with having you. Try to have your hosts itemize the value of the room they are providing you with. Be reasonable and be prepared to negotiate with your insurance company.

Contact Your Insurance Company
One of the first things you should do, after arranging for a place to stay, is to contact your insurance company. It’s essential to file a claim as soon as possible to find out what is covered and what you will be reimbursed for, including expenses you incur while you are displaced.

Keep Track of Living Expenses
Your insurance policy should include a clause called “loss of use.” This entitles you to reimbursement for some living expenses. Keep in mind though, that you will probably only be entitled to additional living expenses; the difference between what it normally cost you to live on a daily basis in your home and what it costs now. If you spent $1200 monthly on groceries, and are now spending $1600 per month at restaurants, you will only be able to claim $400.

If you are staying in a motel, you will probably be able to claim the entire thing. However, you still have to pay your mortgage, taxes, and insurance. If you are planning on selling your home, it’s a good idea to do this sooner, rather than later so you can start putting your money towards a new home as soon as possible.

No Insurance?
If you don’t have fire insurance, there are still options for you. Some people choose to get a loan and renovate the house, however this is usually expensive and often the smell of smoke still lingers even after the renovation. Depending on the extent of the damage, it may be wise to sell your house and use the money as a down payment on a new home. This gives you an opportunity to start over, and you can rest assured knowing that any money you spend will be on your new home, and you won’t be risking any financial loss on repairs.

Take Precautions Before Entering a House With Fire Damage

After a fire, many people want to return to their house as soon as possible to sort through and gather up any remaining belongings.

However, before attempting to return, there are a few important safety factors that you should keep in mind.

Fire damaged houses can be dangerous, some are just as unsafe as a burning house. Hidden dangers are often worse than the obvious ones.

Health Dangers
One of the biggest concerns about entering a house after a fire, are the health hazards that could be present. Smoke leaves behind dangerous residues that contain chemicals. Soot also poses a dangerous threat to your respiratory system. It can also cause asthma flair ups, as well as other serious health related issues.

Structurally Unsafe
After a fire, the structure of your house could be seriously damaged. Depending on the extent of the fire damage, it could be extremely dangerous to enter your house. While it may appear safe, the supporting structures could have been severely compromised, and the added weight of a person could cause the already shaky structural elements to give out completely. The ceilings could collapse, or the floor could give out.

Electrical Issues
The electricity in the house will need professional evaluation. Not only are damaged cables and components a danger, but if any time has gone by after the fire there could be water damage which could lead to potential electrical shortages.

Heating Oil Tank
If you have a heating oil tank system, be sure to turn off all the valves. If you are unsure of how to do this, contact a professional. Do not attempt to turn it back on until your house has been professionally inspected and cleared as safe.

Emotional Issues
It’s also advisable to prepare for the emotional toll that entering your fire damaged house could cause. Often people find that going back to their fire damaged house is an emotionally trying time.

Be sure to leave children with friends or family when you go to your house. Seeing the damaged house may upset them and even cause long term effects.

Be Sure to Have an Inspection First
Before entering the house, be sure to have it cleared by the fire department. Once it has been cleared, it’s advisable to have a building inspector come by and take a look at the structural integrity and electrical issues. Never enter a fire damaged house without having it inspected first. When you go, make sure you take proper safety precautions and bring masks and gloves.

5 Reasons to Sell Your Fire Damaged House

You’ve survived a house fire. Moved your life to another location, and have begun the process of living life after a fire. Now the question is: what do you do with your fire damaged house?

Many people choose to sell rather than repair, and for good reason. Living in a fire damaged home can be stressful, and for some people it is a constant reminder of the fire.

What are some other reasons that people opt to sell rather than repair? Let’s take a look at some of the main reasons.

Cost of Repairs
The cost of repairing a damaged house is often expensive. It can sometimes even be more than buying a new house and starting over. Unless you have a place to stay with friends or family, the cost of the repairs plus lodging can add up quickly. Additionally, if your house is still mortgaged, you will still be responsible for the payments as well as insurance and taxes.

Smoke Damage
Once there has been a fire, the smoke smell often will linger and can be difficult to eliminate completely. Additionally, the inhalation of smoke chemicals can lead to serious health issues. Even after repairs, often people report still smelling smoke. It can be hard to tell if the smell is just psychological, or if there is still additional fire damage that needs taken care of.

Hidden Damage
Often there are more problems than meet the eye when dealing with a fire damaged house. Fire damage can be hard to accurately access, so even though a contractor may provide an estimate, there could be additional unseen problems that will affect the costs.

Time Consuming
Repairing a fire damaged house is often extremely time-consuming. Repairs can be stressful and complicated, even when working with a contractor. It can also be frustrating waiting for workers, insurance adjusters, and city officials. Sometimes the repairs on a fire damaged house can take months to complete.

Avoid the Stress
Hiring the right contractors for the right jobs, making key decisions throughout the entire repairs process, and having to deal with additional unexpected problems can all add to the stress of the situation.

While it is possible to rebuild and repair your house after a fire, often people choose to sell their house, and put the money towards paying off their mortgage or as a sizable down payment on a new home.

What to Keep After a Fire

One of the most commonly asked questions during the clean up after a fire is “What do I keep?” With some items the answers will be obvious, but there will probably be a few things that you will be less certain about.

Below is a basic guideline to help when sorting your belongings after a fire.

Medical Supplies
Medical supplies and cosmetics should be thoroughly inspected to be sure they have not been in direct contact with soot, or other dust and chemical particles that could contaminate them during the fire. If the products were open at time of a fire, it is best to be safe and throw them away.

Clothes
Depending on the extent of the fire, often clothes and blankets can be salvaged. Be sure to disinfect and clean them thoroughly. Sometimes it can be difficult to remove the smell of smoke completely, so you may have to wash things two or three times. Try adding a tablespoon of vanilla extract to your washer to help with the smell. Be extra careful with clothing and belongings especially for small children and babies, as they can be more sensitive to the smells. Discard anything that was damaged.

Food
Because of the high heat and byproducts, your food could potentially be unsafe, even if the damage was minimal. You should be extremely careful regarding food after a fire. Be sure that none of it was exposed to soot or smoke. Inspect your canned goods for dents. Check to see if your refrigerator has been damaged during the fire. If sealed properly, it should be able to keep your food cold for up to 4 hours. Check to make sure it is still cold, and that no soot has infiltrated it. Frozen foods should be treated carefully as well. If the frozen food still has some ice crystals on it, it may be ok to use. If you are unsure about using it, discard it.

Other Items
Be sure to disinfect and clean all other items, and insure they are dust and soot free. If anything was damaged, it’s best to throw it away. While this can be difficult with sentimental items or valuables, remember the goal is to eliminate the smoke smell completely. When trying to make a decision, a good rule is if you are unsure, keep it until last and decide then. Sorting through belongings can be a very difficult and stressful time, so it’s a good idea to find a friend or family member who can help you go through things.