Do I Still Owe My Mortgage if My House is Destroyed by Fire?

  If your house is destroyed by fire, you may still owe your mortgage, depending on your specific circumstances and the terms of your mortgage contract. Generally, when you take out a mortgage to purchase a home, you agree to repay the loan over a set period of time, typically 15 to 30 years. The […]

Overcoming the Shock & Trauma of a House Fire

  One of the biggest obstacles many house fire victims face is overcoming the shock and trauma of the event. After all, most people don’t expect a house fire to occur .. so, when one does, it can leave us reeling. We may feel uncertain and uneasy; like the ground is moving beneath us and […]

Secure Your Fire-Damaged Home Site to Avoid Personal Injury Suits

  The last thing you want in the aftermath of a house fire is to be sued by a nosy neighbor who got injured in your burned home. That’s why you need to make sure the burned structure is secure. You don’t want someone wondering onto the site and getting hurt. You also don’t want […]

How to Avoid a House Fire This Fourth of July

  Statistics indicate that in 2018 fireworks started an estimated 19,500 fires. That number includes 1,900 structure fires as well as 500 vehicle fires. In addition, there were 17,100 fires that were classified as “outside” or “other.” So what can you do to avoid a house fire this year? Here are some tips and information […]

Getting Your Finances in Order After a House Fire

  A major event like a house fire may cause you to want to take a step back and reassess your financial situation. Of course, there is a lot going on after a house fire with the insurance settlement and deciding whether you want to repair and remain in your fire-damaged house … But if […]

How to Live on a Budget After a House Fire

  There is never a good time to have a house fire but economic conditions today can be particularly hard on house fire victims. Rising inflation has made getting by difficult for many. Add a surprise event like a house fire and its accompanying expenses and many families may be thrown into financial crisis. In […]

Getting a New Mortgage After a House Fire

If you suffer a house fire that severely damages your home, your next step is probably going to be to buy a new house. That (most likely) means getting a new mortgage. Let’s pause here for a second. If you were wondering what happens to your existing mortgage after a severe house fire – the […]