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Chimney fires can do a lot of interior damage not just to chimneys but also to the surrounding house – especially if it is a big fire. However, not all chimney fires are large and conspicuous; many begin, burn for a brief period of time, and then extinguish themselves. These
According to the National Fire Protection Association (NFPA), portable heating equipment is a major contributor to home fires and fire-related deaths in the United States, ranking second as a cause of home fires and third as a cause of home fire fatalities. Heating equipment is a major cause of
Experts say that large portions of the Southwest, Midwest, and Western United States are all experiencing severe drought conditions. That means the risk of wildfire is increasing for many people. Verisk Analytics, a company specializing in insurance risk evaluation through data analysis, has determined that over 4.5 million homes in
A little flame can grow into a large fire that destroys a house and endangers the lives of the occupants in as little as 30 seconds. That’s a big reason why experts say that more Americans each year are killed in fires than in all other natural disasters combined. Even
Fire experts say the leading day for house fires in America is Thanksgiving Day. Additionally, the U.S. Fire Administration states that there is nearly a twofold increase in open-flame fires on both Christmas Day and New Year’s Day. Even worse, Christmas fire fatalities and property loss are both 34%
No matter the time of year, house fires are dangerous, but as the temperature drops, they undoubtedly happen more frequently. House fires may also be more deadly today than they were, say, 20 years ago, and this is because many furnishings in contemporary homes are constructed of synthetic materials.
A house fire can have numerous mental and physical effects. For example, emotionally following a fire a person often feels shock, anger, and a longer-term feeling of hopelessness and despondency. Because a house fire is a loss – the loss of your home – the emotions can be comparable
There’s a good possibility that if you have suffered a house fire, you’ll need to employ contractors for repairs at some point. Hiring a contractor to repair fire damage to a house can be a good option if the contractor is experienced, reliable, and trustworthy. However, it’s important to
Over $12 billion in damages were inflicted by over 500,000 fires in 2019, the latest year for which statistics are available. So in other words, even modest fires can result in significant financial losses as well as considerable emotional losses. If you have experienced a house fire and suffered
There are many reasons why a house fire insurance claim may be denied. One of the most common is inadequate, or insufficient, coverage. Insufficient coverage could result from a number of different factors, such as a specific fire type isn’t covered by your policy or your policy only covers
Fires that cause damage to a home but do not totally destroy it present unique insurance claim problems. Because the house has only been partially demolished, these claims are frequently referred to as “partial losses.” Here are some tips you can use to ensure you get maximum reimbursement from
Stressful, life-altering events like a house fire can cause people to fall into a state of depression. That’s why, if you have suffered a house fire recently, you need to pay close attention to your state of mind. Because it can often be difficult for people to recognize changes